Please read this “Terms and Conditions” carefully before using Internet Banking Services of PT. Asia Stock Bank Indonesia. This website (hereafter “referred to as “Asia Stock Bank Site") is operated by PT. Asia Stock Bank Indonesia or the member of the Asia Stock Bank Group (hereafter referred to as "Asia Stock Bank") or agents of Asia Stock Bank . By accessing the Asia Stock Bank Site and any pages thereof, you agree to be bound by the Terms and Conditions below. If you do not agree to the Terms and Conditions below, please do not access the Asia Stock Bank Bank Site, or any pages thereof. We reserve the right, at our discretion, to change, modify, add, or remove portions of this Terms and Conditions at any time with prior notification. Please check this terms and conditions periodically for changes.

The information and material on this website should not be regarded as an offer, solicitation, invitation, advice or recommendation to buy or sell investments securities or any other instrument or banking product of Asia Stock Bank or any other issuer. Use of the products or services described at this website may not be permitted in some countries and if in doubt, you should check with your local Regulator or Authority before requesting further information. This website does not constitute an offer on the part of Asia Stock Bank to provide products or services described therein to persons or entities resident in countries where local law or regulation does not permit their use.

Products and services are available only at the discretion of Asia Stock Bank or the relevant Asia Stock Bank Group company or associate, subject to the products and services individual contractual Terms and Conditions on which they are offered and such products and services may be withdrawn or amended at any time with prior notification. The full range of products or services may not be available in all locations.

Asia Stock Bank Bank makes no representation or warranty of any kind, express, implied or statutory regarding the Asia Stock Bank Site or the materials and information contained or referred to on each page associated with the Asia Stock Bank Bank Site. Any advice or information received via the Asia Stock Bank Bank Site should not be relied upon without consulting primary or more accurate or more up-to-date sources of information or specific advice by Asia Stock Bank . The material and information contained on this website is provided for general information only and should not be used as a basis for making business decisions. Any advice or information received via this website should not be relied upon without consulting primary or more accurate or more up-to-date sources of information or from specific professional advice. It is recommended to obtain professional advice and not rely on the information on the site.

Geographic, political, economic, statistical, financial and exchange rate data is presented in certain cases in approximate or summary or simplified form and may change over time. The editors based on certain external statistical data have placed reliance, which, though believed to be correct, may not in fact be accurate. Asia Stock Bank Bank accepts no liability for any loss or damage arising directly or indirectly from action taken, or not taken, in reliance on material or information contained on this website. In particular, no warranty is given that economic reporting information, material or data is accurate, reliable or up to date. The data and information do not constitute specific advice but are for information purposes only.

Asia Stock Bank Bank accepts no liability and will not be liable for any loss or damage arising directly or indirectly (including special, incidental or consequential loss or damage) from your use of the Asia Stock Bank Bank Site, howsoever arising, and including any loss, damage or expense arising from, but not limited to, any defect, error, imperfection, fault, mistake or inaccuracy with the Asia Stock Bank Bank Site, its contents or associated services, or due to any unavailability of the Asia Stock Bank Bank Site or any part thereof or any contents or associated services.

Asia Stock Bank Bank does not warrant that any tools in Asia Stock Bank Bank Site, such as calculators, software, information, content or online services will be error-free or will meet any particular criteria of accuracy, completeness, reliability, performance or quality.

Any hyperlinks from the Asia Stock Bank Bank Site exist for reading and information purposes and are for convenience only. Asia Stock Bank Bank accepts no liability for any loss or damage arising directly or indirectly (including consequential loss) from the accuracy or otherwise of materials or information contained on the pages of such links or loss arising directly or indirectly from defects with such links. The sources of data in many cases is not from Asia Stock Bank Bank, therefore such data may not be accurate. We expressly disclaim all implied warranties, including, without limitation, warranties of merchantability, title, and fitness for a particular purpose, non-infringement, compatibility, security and accuracy. While we take all reasonable precautions to prevent this, we do not warrant that the Asia Stock Bank Bank Site or any software available for download via the Asia Stock Bank Bank Site is free of viruses or destructive code. Asia Stock Bank Bank’s inclusion of hyperlinks does not imply any endorsement of the material on such sites. Asia Stock Bank Bank does not guarantee that any e-mail from the website will be sent to you or received by Asia Stock Bank Bank nor does Asia Stock Bank Bank warrant the privacy and/or security of e-mails during Internet transmission. The Internet connection may not be a secure form of transmitting data.

Not all the services described in the Asia Stock Bank Bank Site are available in all geographical areas. You may not be eligible for all the services described. Eligibility for any such services will be at the discretion of Asia Stock Bank Bank and subject to applicable criteria and Asia Stock Bank Bank’s Terms and Conditions.

Asia Stock Bank Bank does not guarantee the safety of any transaction on the Asia Stock Bank Bank Site nor does Asia Stock Bank Bank warrant the privacy and/or security of transactions during internet transmission. The internet connection may not be a secure form of transmitting data and executing financial transactions.

Copyright

Copyright to the contents of the Asia Stock Bank Bank Site (including but not limited to all information, brands and designs) are owned by Asia Stock Bank Bank or affiliated companies involved in the operation of the Asia Stock Bank Bank Site. They may not be used, copied or altered without the prior express consent of Asia Stock Bank Bank.

Change in Asia Stock Bank Bank Site Contents :

We reserve the right to suspend operation of, or change, the contents of the Asia Stock Bank Bank Site at any time prior notification.

Privacy

Asia Stock Bank Bank protects personal information submitted to this website in accordance with Asia Stock Bank Bank’s Personal Information Privacy Policy

Cookies

In order to enhance security and to provide customized information, the Asia Stock Bank Bank Site uses cookies, which are small data structures used to store data on personal computers and to return information to the websites.

Please be advised that cookies used by Asia Stock Bank Bank do not contain any identifiable personal information.

Use and Disclosure of Personal Information :

Unless restricted by applicable law, you agree that any and all personal information/data relating to you collected by Asia Stock Bank Bank from this website from time to time may be used and disclosed for such purposes and to such persons as may be in accordance with Asia Stock Bank Bank's current Data Protection and Privacy Policy.

Termination

Asia Stock Bank Bank may terminate this Agreement, your access to this website and use of its Internet Banking service at any time, with cause or notice.

Modification

Asia Stock Bank Bank reserves the right in its discretion to change prior warning or notice any information or material contained on this website and the Terms and Conditions under which this website is used.

Applicable Laws and Jurisdiction :

This Terms and Conditions are governed by and construed in accordance with the laws of Indonesia unless expressly provided otherwise. All controversies and disputes arising out of or relating to this Terms and Conditions will be submitted to the Central Jakarta District Court, as the first level court.